Couple Money Podcast: Build Your Marriage and Wealth Together

Has your wallet taken a hit? Are you ready to stop the money leaks? Find out what your spending triggers are and how you can fight back on today’s show. [smart_track_player url=”http://traffic.libsyn.com/couplemoney/How_to_Identify_Your_Spending_Triggers_and_Control_Emotional_Spending.mp3″ ] Fighting Emotional Spending Last week I mentioned how you can reboot your finances with one simple trick – track your spending on a daily basis. One of the biggest reasons we break our budget is overspending. There are cases of major purchases killing our savings, but more common are impulsive buys we make that on their own aren’t too bad, but when combined can empty our savings account and can cause us to feel stressed out. Harris Interactive found around 53% of people they surveyed admitted they made purchases to celebrate an occasion. On average, an  American adult has $4,717 of credit card debt yet 63% of Americans do not have enough in the bank to cover a $500 emergency. Does any of this sound familiar? Chances are if you’re listening to this podcast you’re looking to do better. So how can you break the cycle? Tarra Jackson, also known as Madam Money is here to share her story. In this episode we get into: * how she knew she had a spending problem * the triggers that pushed her and how she began fixing them * resources to that helped her and which you should look at together Hope you enjoy! Resources to Gain Control Over Your Spending If you two are ready to fight those spending triggers, here are some resources to check out: * Madam Money * Financial Fornication * Know the 8 emotional spending triggers * 7 Psychological Triggers That Cause Spending * 7 Staggering Statistics About Our Shopping Habits Thank You to Our Partners Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place. Did I mention it’s free? Why don’t you give Personal Capital a try today? Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere  and Logan from Music for Makers in this episode.

Trying to reboot your finances and get some control over your spending? Here’s one simple and effective psychological hack that can help you save a ton of money this year!  [smart_track_player url=”http://traffic.libsyn.com/couplemoney/How_to_Get_Your_Spending_Under_Control.mp3″ ] Sticking to Your Budget Since July is here, I think now’s a good time to do a financial check-up. Hopefully, things are looking good on your end, but if not, it’s okay. Why? Cause July is Financial Reboot Month. (If there can be a National Doughnut Day, I can create this!) With 31 beautiful days, July is a wonderful opportunity to save some serious money. Whether you have a formal budget/spending plan, there is one psychology hack that can help you save some cash. So if you aren’t already subscribed, go ahead and download the episode to see how you two can reboot your finances and save a ton of money for the rest of the year!   Resources to Gain Control Over Your Spending If you two are serious about saving a ton of money quickly, here are some of the best resources to check out: * Zero Spending Challenge * Uber Frugal Month Thank You to Our Partners Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place. Did I mention it’s free? Why don’t you give Personal Capital a try today? Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere  and Logan from Music for Makers in this episode.

Merging families and finances can be especially tricky with blended families, but you two can succeed and thrive. Get tips on how you can make this big transition go a lot smoother!  [smart_track_player url=”http://traffic.libsyn.com/couplemoney/Thriving_Together_with_Blended_Family_Finances.mp3″ ] Blended Families and Finances Anytime you’re merging lives, there are so many things to talk about and discuss. When you’re blending your families that’s another layer of complexity. If you have kids, you two are figuring out what the house rules apply now with things like curfew, chores, that you’re under one roof. But you also have your exes. They may have rules which are completely opposite of yours. As you’re juggling things as a family, it can be tricky navigating things. And finances can be just as messy. Thankfully, Melissa Brown, creator of Blended Family Podcast, is on the show today. She going to discuss her own family’s transition and how they manage things plus offer practical tips to make the transition smoother. Hope you enjoy! Resources to Help Get on the Same Page with Money and More Special thanks to Melissa for coming on and share her thoughts and story! Please reach out her on Twitter or join her Facebook group to hear from others in the blended family community. If you’re looking tips, stories, and advice to make merging finances easier, here are a few to check out! * Jumpstart Your Marriage and Your Money: Amazon | iBooks | Barnes & Noble | Google Play | Smashwords | Kobo Thank You to Our Partners Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place. Did I mention it’s free? Why don’t you give Personal Capital a try today? Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere  and Logan from Music for Makers in this episode.

With wedding season here, it’s time to discuss newlyweds and finances. What are the essentials every couple should know before merging their money? [smart_track_player url=”http://traffic.libsyn.com/couplemoney/Newlyweds_and_Finances_How_to_Start_Those_Conversations_about_Money_and_More.mp3″ ] Newlyweds and Finances Marriage and money can sometimes be complicated, stressful, and tricky when you’re not on the same page. Ideally, you’ll have the conversations before you tie the knot, but even if you’ve been married for years it’s possible to get on the right track together. This week I was invited to join in on chat hosted by Experian talking about Financial Tips for Newlyweds. We covered a lot of ground. Everyone discussed from personal experience and from what they’ve seen with others couples big issues and questions that come up when you’re married such as: We covered a lot of ground. Everyone discussed from personal experience and from what they’ve seen with others couples big issues and questions that come up when you’re married such as: * key financial items couples should discuss * financial information should married couples know about each other * advice for newlyweds I want to share just a few highlights with you. Hope you enjoy! Find Out More About the Credit Chat Panel Special thanks to Zina, Rod, and Christina for the chat. I had a wonderful time with everyone. Experian has these credit chats every Wednesday 3pmET. If you want to hear the whole chat, including: * financial documents you need to update and change * money management tips do you have for couples who have a large pay disparity or one spouse not working * manage finances with a spouse who financially supports extended family members Please head over to here!  You can catch Zina and how she became debt free in 3 years at Debt Free After Three.  Resources to Help Get on the Same Page with Money and More If you’re looking tips, stories, and advice to make merging finances easier, here are a few to check out! * Jumpstart Your Marriage and Your Money: Amazon | iBooks | Barnes & Noble | Google Play | Smashwords | Kobo Thank You to Our Partners Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place. Did I mention it’s free? Why don’t you give Personal Capital a try today? Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere  and Logan from Music for Makers in this episode.

Are you two stressed over money? Do your talks end up in fights? Learn an effective and fun way you get on the same page and talk about money! [smart_track_player url=”http://traffic.libsyn.com/couplemoney/Build_Wealth_Without_Fighting_By_Mastering_Money_Dates.mp3″ ] The Money Talk vs Money Dates One of the most popular questions I get is, when should we talk about money? Having THE money talk is not only intimidating but unproductive. Find out a better, less stressful option in today’s episode. Jumpstart Your Marriage & Your Money Stressed over money? Get the guide to building your wealth together! Jumpstart Your Marriage and Your Money is designed to get you two on an effective and easy system to dump your debt, save for your dreams, and become financially independent in four weeks! Inside, you’ll learn how to: * Stop fighting about money. See how you two can get on the same page with your goals and have fun with money dates. * Automate your budget & system. Stay on top of your money without stressing over every penny. * Earn and save more money. We’ll go through ways you can slash your expenses and start building some extra income to reach your dreams faster! Pre-order your copy today! Pre-Order Bonus As a reminder, I do have a special bonus. I’m doing a companion course to go along with book. It will be FREE for those who pre-order. So I will go through step by step with you and if you have questions, I’ll find the tools, resources, and answers to help you out. I will go through step by step with you and if you have questions, I’ll find the tools, resources, and answers to help you out. Purchase it and email me a copy or screenshot of the receipt and I’ll register you for the course. It’s my way of saying thank you. Amazon | iBooks | Barnes & Noble | Google Play | Smashwords | Kobo Thank You to Our Partners Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place. Did I mention it’s free? Why don’t you give Personal Capital a try today? Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere  and Logan from Music for Makers in this episode.

Want to retire early, but don’t have a lucrative income?  Rob shares how small changes have had a huge impact on his finances, allowing him to be able to retire by 40!  [smart_track_player url=”http://traffic.libsyn.com/couplemoney/How_To_Retire_Early_without_a_Lucrative_Job.mp3″ ] Small Changes, Big Impact Just because your career isn’t lucrative doesn’t mean you’re stuck living paycheck to paycheck. Rob’s a federal employee working as an accountant. His paycheck has never been extravagant but he’s on track to retire by 40. He and his wife Sara have been writing about how they’re doing it on Mustard Seed Money. Like the biblical reference, Rob wants to share how small changes can lead to big results. They’re on today to discuss: * why and how they first talked about money in their marriage * finding ways to keep their monthly expenses (especially the big ones) low * having fun along the journey More from Mustard Seed Money Loved chatting with these two! I hope you check out Mustard Seed Money. Here are a few of my favorite posts: * Are Housemates Worth the Financial Benefits? * How We Save Money on Food * Saving Money When You Have a Baby Don’t forget to connect with Rob and Sara! Twitter | Facebook Want to hear another interview about retiring early? Check out my episode with Liz from Frugalwoods. Liz shares how she and her husband fulfilled their dream to live on a homestead in their 30s! Resources to Retire Early & Money Hacks If you two are looking at early retirement or to become financially independent, check out these resources.  * Why We Don’t Micromanage Our Money * Financial Independence and Parenthood * The Joy That Comes When Less Is Enough * The Shockingly Simple Math Behind Early Retirement * Seven Characteristics of The Millionaire Next Door * How To Score a $50 Car Payment For Life Jumpstart Your Marriage & Your Money Stressed over money? Get the guide to building your wealth together! Jumpstart Your Marriage and Your Money is designed to get you two on an effective and easy system to dump your debt, save for your dreams, and become financially independent in four weeks! Inside, you’ll learn how to: * Stop fighting about money. See how you two can get on the same page with your goals and have fun with money dates. * Automate your budget & system. Stay on top of your money without stressing over every penny.

Stressed over a huge amount of debt? Learn how you two can survive and thrive as you pay it off together!  [smart_track_player url=”http://traffic.libsyn.com/couplemoney/Fight_Debt_Together_with_Notorious_DEBT.mp3″ ] Dealing with Debt Together Whenever I’m reading stories about marriage and money, things can easily become a caricature. I read about couples who’ve had their lives torpedoed after they said I do. On the web, there seem to be plenty of gurus who apparently have made all the right money moves. But on the podcast, I want to share real stories from couples who have been there or are working through things now like Lindsay and her husband Zach are. They made a choice they felt was a smart move. It didn’t turn out the way they hoped. They’re now on a journey to pay off over $100,000 of debt. Special thanks to Lyndsay for being on the show today. If you’re want to learn more about their journey please head over to Notorious Debt. They have some wonderful posts, including my favorites: * Why We’re Giving Up Our Home * How To Get Your S.O. On Board With Managing Finances * What To Do When You Lose Motivation To Pay Off Debt Resources to Help You Get Out of Debt Tired of being in debt? Here are some resources to help you dump it. * Attacking Debt: Which One First? * The Great Debt Dump: Running Toward Financial Freedom with the Power of Community * Which Debt Payoff Method Is Right for You? * Best Strategies to Get Out of Debt * Should You Use Peer to Peer Lending To Get Out of Debt? * Knock Out Your Credit Card Debt Free Marriage & Money Class Are you two looking to build your marriage and wealth together? Pre-order your copy of Jumpstart Your Marriage and Your Money and get FREE access to the course when it’s released. You can get the details and sign up today to reserve your spot here! Thank You to Our Partner Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place. Did I mention it’s free? Why don’t you give Personal Capital a try today?  

Frustrated with your finances? Lisa, the creator of Mad Money Monster, shares how she changed her trajectory and is working towards financial freedom!  [smart_track_player url=”http://traffic.libsyn.com/couplemoney/How_to_Take_Control_of_Your_Money_and_Change_Your_Future.mp3″ ] Financial Freedom on Own Terms Have you ever feel discouraged by dumb money moves you’ve made? I know I was mad at myself for mine. While reflecting on your mistakes can help you make better choices now, replaying it over and over can mess with you. You can dramatically improve your outlook, finances, and life by finding that balance. Lisa from Mad Money Monster is here on the podcast. Today we talk about: * defining what matters to you and pursuing that * changing your course with money * being content in your own skin Hope you enjoy! Resources on Fixing Your Finances Want to learn more about getting a redo on your money? Here are some resources to check out: * Change Your Habits and Own Your Finances * 50 Ways to Give Your Finances A Fresh Start * Paying Off Your Debt Faster as a Couple * How to Build Wealth While Raising a Family * Using Snowflakes to Pay Off Debt Faster If you haven’t check out Lisa’s site yet, you’re missing out! Here are a few of my favorite posts: * Why We Refuse To Buy A Bigger House For Occasional Guests * Frugal Alternatives To Your Pricey Gym Membership * How We Save Money By Having Our Groceries Delivered. Yup. * Their Story (So Far) * How To Stop Being Broke With A High Salary Jumpstart Your Marriage & Your Money Stressed over money? Get the guide to building your wealth together! Jumpstart Your Marriage and Your Money is designed to get you two on an effective and easy system to dump your debt, save for your dreams, and become financially independent in four weeks! Inside, you’ll learn how to: * Stop fighting about money. See how you two can get on the same page with your goals and have fun with money dates. * Automate your budget & system. Stay on top of your money without stressing over every penny. * Earn and save more money. We’ll go through ways you can slash your expenses and start building some extra income to reach your dreams faster! Pre-order your copy today! Thank You to Our Partners Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place. Did I mention it’s free? Why don’t you give Personal Capital a try today? Music Credit Like the music in this episode?

Ever dream of taking a  cross-country RV trip? Learn how you can prepare for your own epic adventure as Mike shares how they took a family RV trip across the Americas! [smart_track_player url=”http://traffic.libsyn.com/couplemoney/Epic_Family_RV_Trip_Across_the_Americas.mp3″ ] Seeing the World as a Family Have you ever imagined taking a trip together? No, not a one-week vacation or a cruise to the Caribbean. I’m talking about leaving your job, home, and exploring some part of the world for awhile. What usually happens though is your dream interrupted by the questions like, how would you pay for this? Would you be able to find a job after you returned? Could you sell your house? If you have kids, how would they deal with things? They’re normal questions and concerns to have. I’d take it as a sign that you’re someone who thinks things through. But wouldn’t be fun to shake up things a little? Mike, from Dividend Blog Guy and Chaos1981, is on the show to help you go from dream to reality by sharing his story and take on things. He and his wife are wrapping a trip they took as a family five through the Americas. In this episode we look into: * how they prepare their finances and themselves for their RV trip * dealing with difficulties on the road * how you can start building some income on the side for your own adventure Hope you enjoy! Travel Resources If you two are thinking of making your own adventure, here are some resources to get you started! * Mike’s Journal of Their RV Trip * Why We Travel * The Unconventional Guide to Luxury Travel on a Budget * Quick Money Tips for Travelers * How To Find Mistake Fares And Fly For Cheap Thank You to Our Partners Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place. Did I mention it’s free? Why don’t you give Personal Capital a try today? Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere  and Logan from Music for Makers in this episode.

Looking to have some fun this summer, but tight on cash? Use these travel tips and hacks to help you save big on your next vacation! [smart_track_player url=”http://traffic.libsyn.com/couplemoney/Travel_Tips_and_Hacks_to_Save_Big_on_Your_Next_Getaway.mp3″ ] Summer Getaways Even though Memorial weekend is still weeks away, I still consider it beach season. We took a family getaway to Wilmington and had a wonderful time without the crowds. One of our goals this year is to do more trips as a family and a few with just us. So just how are we going to get this done without breaking our budget? Find out how in today’s show! Thank You to Our Partners Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place. Did I mention it’s free? Why don’t you give Personal Capital a try today? Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere  and Logan from Music for Makers in this episode.

Looking to retire early, be financially independent or free? Having the best financial advisor can make a huge difference! Learn what questions to ask and red flags to look out for to find the right financial planner for you! [smart_track_player url=”http://traffic.libsyn.com/couplemoney/How_to_Find_the_Best_Financial_Advisor_So_You_Can_Retire_In_Style.mp3″ ] Financial Freedom and Finding the Right Advisor While you don’t need a finance degree to come up with your plan, having a professional in your corner can be a big boost. They can guide you with options that align with your financial situation and values. However, with so many experts out there, it can be difficult to find not only a good one but the right one for you. Today Jason Silverberg, certified financial planner and author of The Financial Planning Puzzle, is here to offer his expertise. Ien this episode we get into: * why the first step of your plan isn’t looking at the numbers * how to find a financial planner that you can trust (and a question you can ask to test them out) * how to deal with bumps in life Hope you enjoy! Working Towards Financial Independence If you’re looking to get ahead with your finances as a family, here are more resources to check out! * Retire Early By Rethinking Your Priorities * Setting Up Your Retirement with the Right Tools * The Shockingly Simple Math Behind Early Retirement * How We Saved $85,000 in 2016 Thank You to Our Partners Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place. Did I mention it’s free? Why don’t you give Personal Capital a try today? Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere  and Logan from Music for Makers in this episode.

Sick and tired of your debt and want to have more options? Learn how Claudia & Garrett from Two Cup House dumped $200k in two years by simplifying their lives and moving into a tiny house! [smart_track_player url=”http://traffic.libsyn.com/couplemoney/Dumping_Debt_and_Downsizing_Into_a_Tiny_Home.mp3″ ] Simplifying Into Tiny Home Living Claudia was kind enough to come on the podcast to share her stories and tips about dumping the debt and simplifying their lives. In this episode we talk about: * what pushed  Claudia and Garrett to make shrink their living space * the real story, struggles, and wins of going tiny with their home * how they managed to crush debt and achieve financial freedom Simplifying Finances and Lives with Two Cup House Two years ago, Claudia and her husband Garrett made a decision – they were going to get rid of the stuff in their lives so they could travel more. Their dream was to build a tiny home (their two cup house). Things didn’t go exactly as planned, but they’ve had stunning results: * got rid of all of their debt – over $200,000 * unloaded their stuff and downing sized their living space * became financially free They’ve been recording their journey over at Two Cup House. While it’s hard to pick favorites, here are some posts that I think you should check out: * Our Path to Debt Freedom * Real Talk of Tiny Living: Clutter * What Life is Like After We Paid Off Our $69,751 Mortgage in 13 Months Resources to Simplify Your Lives and Dump Debt Faster If you two are thinking of simplifying your home, finances, or lives, here are some resources to get started: * Paying Off Debt as a Couple * Attacking Debt: Which One First? * The Total Money Makeover: A Proven Plan for Financial Fitness * The Great Debt Dump: Running Toward Financial Freedom with the Power of Community * 17 Money Saving Strategies We Used to Triple Our Savings Rate * Escape Living Paycheck to Paycheck * Early Retirement in Your 30s with Frugalwoods * Boost Your Income with Side Hustles Thank You to Our Partners Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income,

Stressed out over your money fights? Learn tactics to help strengthen your marriage and become smarter about how you approach finances as a couple!  [smart_track_player url=”http://traffic.libsyn.com/couplemoney/How_to_Use_Money_Fights_to_Grow_Your_Marriage_and_Wealth_with_Jayson_Gaddis_of_The_Smart_Couple_Podcast.mp3″ social=”true” social_twitter=”true” social_facebook=”true” social_gplus=”true” ] Money & Fights as a Couple Jayson Gaddis, relationship psychotherapist and creator of The Smart Couple Podcast, is here to offer up ideas and tactics you two can use in your marriage. In this episode we get into: * why you shouldn’t avoid fights * how to start opening up with finances and more * how your friends can push you to be better and more engaged in your marriage Hope you enjoy! Subscribe to Couple Money Podcast via iTunes, Stitcher, or copy this link to use with a podcatcher of your choice. You can also find me hanging out on Twitter and Facebook! Resources on Marriage Fights & Finances  Want to learn more and become more productive with your money dates? Here are some resources to check out: * 10 Agreements BEFORE You Get Into An Argument With Your Partner * Mastering the Money Talks as a Couple * Use The Power Of Community To Improve Your Marriage  * Three Toxic Habits to Stop When Talking About Money * Love, Money, and Secrets: How to Be Open with Your Marriage and Finances * Common Pitfalls Couples Make with Money Chats * Admitting to Your Spouse That You’re in Debt Thank You to Our Partners Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place. Did I mention it’s free? Why don’t you give Personal Capital a try today? Support for this podcast also comes from Divvy Investments. If you’re looking for an easy way to help keep your portfolio on target for retirement without having to link your accounts to yet another service, check out Divvy. Listeners can get a 10% discount; use the coupon code, “Couplemoney”. Sign Up for the $20 Date Night Challenge If you’re looking for inspiration, encouragement, and a fun contest, join in on our $20 Money Date Challenge in this month! Each Friday I share some date night ideas you two can do that should cost no more than $20. We also have a contest where you can win cash.

Looking to launch a business together? Learn how Nellie Akalp and her husband built their business, eventually sold it for millions, and started another one! [smart_track_player url=”http://traffic.libsyn.com/couplemoney/How_to_Start_and_Bootstrap_Your_Business_with_CorpNet_Founder_Nellie_Alkap_.mp3″ social=”true” social_twitter=”true” social_facebook=”true” social_gplus=”true” ] Launch a Business Together Launching a business can be stressful. Having a partner can alleviate some of the stress as you’re sharing the load, but what if your partner is also your spouse? Can you find a way to stay happily married and run a business? Nellie Akalp and her husband have done it not once, but twice. They celebrated their 20th year anniversary with her husband and business partner. The couple started their first business in 1997 with $100 in their small apartment living room. Eight years later that business was acquired by Intuit for $20 million. Instead of retiring early, they got back into the industry in 2009 with the launch of CorpNet, which they run today helping entrepreneurs. Nellie is here to chat about marriage and business. We’ll get into: * how they launched a business with a single page website * working together as entrepreneurs and spouses * resources she recommends for those ready to make the leap Hope you enjoy! If you want to hear about another couple working together in business, please check my interview with Justin and Rebekah Rhodes. They’re all about sustainable living and are about to head out on the Great American Farm Tour!  Subscribe to Couple Money Podcast via iTunes, Stitcher, or copy this link to use with a podcatcher of your choice. You can also find me hanging out on Twitter and Facebook! Resources on Starting a Business Want to learn more? Here are some resources to check out:  * The 7 Habits of Highly Effective People * Simon Sinek – Start with Why * Boost Your Income with Side Hustles * Being Productive as a Work from Home Parent * 79 Side Hustle Business Ideas You Can Start Today * Launch by Jeff Walker * The 4-Hour Workweek: Escape 9-5, Live Anywhere,

Looking to get out of debt, but feeling frustrated with your progress so far? Learn how you two can get a financial reboot and become debt free!  [smart_track_player url=”http://traffic.libsyn.com/couplemoney/Having_a_Financial_Reboot_and_Becoming_Debt_Free_with_Penny_Pinchin_Mom.mp3″ social=”true” social_twitter=”true” social_facebook=”true” social_gplus=”true” ] Need a Financial Reboot? One of the best achievements you two can make with your marriage and money is getting out of debt. Carrying that burden of debt can be extremely stressful in marriages. One analysis found that money issues account for about 22% of divorces. With the new year, you may have made it a goal to dump your debt once and for all. And I hope that you’re doing well with things, but if not, this episode is for you. I know how frustrating it can be when you’re not making the progress you expect or want to make. You read and hear these stories of couples getting out of a ton of debt in matter of months it seems like you can’t make any headway. Tracie Fobes, founder of Penny Pinchin Mom, comes on the show to offer practical and real encouragement to get rid of that debt. In this episode we get into: * why you shouldn’t get swept up with what you see online * how to embrace the process becoming debt free * the challenges and joys of having a financial reboot Hope you enjoy! Subscribe to Couple Money Podcast via iTunes, Stitcher, or copy this link to use with a podcatcher of your choice. You can also find me hanging out on Twitter and Facebook! Resources on Fixing Your Finances Want to learn more? Here are some resources to check out:  * The Financial Reboot Info * 50 Ways to Give Your Finances A Fresh Start * Strategies and Ideas To Quickly Boost Your Emergency Fund Thank You to Our Partners Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place. Did I mention it’s free? Why don’t you give Personal Capital a try today? Support for this podcast also comes from Divvy Investments. If you’re looking for an easy way to help keep your portfolio on target for retirement without having to link your accounts to yet another service, check out Divvy. Listeners can get a 10% discount; use the coupon code, “Couplemoney”. Music Credit Like the music in this episode? Our theme song is by Gentle Regime. I also want to thank Lee Rosevere for music in this episode.