Summary: Want to retire early, but don’t have a lucrative income? Rob shares how small changes have had a huge impact on his finances, allowing him to be able to retire by 40! <br> [smart_track_player url=”http://traffic.libsyn.com/couplemoney/How_To_Retire_Early_without_a_Lucrative_Job.mp3″ ]<br> Small Changes, Big Impact<br> Just because your career isn’t lucrative doesn’t mean you’re stuck living paycheck to paycheck.<br> Rob’s a federal employee working as an accountant. His paycheck has never been extravagant but he’s on track to retire by 40.<br> He and his wife Sara have been writing about how they’re doing it on <a href="http://mustardseedmoney.com">Mustard Seed Money</a>. Like the biblical reference, Rob wants to share how small changes can lead to big results.<br> They’re on today to discuss:<br> <br> * why and how they first talked about money in their marriage<br> * finding ways to keep their monthly expenses (especially the big ones) low<br> * having fun along the journey<br> <br> More from Mustard Seed Money<br> Loved chatting with these two! I hope you check out Mustard Seed Money. Here are a few of my favorite posts:<br> <br> * <a href="http://mustardseedmoney.com/index.php/2017/05/24/housemates/">Are Housemates Worth the Financial Benefits?</a><br> * <a href="http://mustardseedmoney.com/index.php/2016/10/31/save-money-on-food/">How We Save Money on Food</a><br> * <a href="http://mustardseedmoney.com/index.php/2016/09/12/saving-money-baby/">Saving Money When You Have a Baby</a><br> <br> Don’t forget to connect with Rob and Sara! <a href="https://twitter.com/Mustard_Money">Twitter</a> | <a href="https://www.facebook.com/mustardseedmoney">Facebook</a><br> Want to hear another interview about retiring early? Check out my episode with Liz from <a href="http://www.frugalwoods.com/">Frugalwoods</a>. Liz shares <a href="http://couplemoneypodcast.com/early-retirement-in-your-30s-with-frugalwoods/">how she and her husband fulfilled their dream</a> to live on a homestead in their 30s!<br> Resources to Retire Early & Money Hacks<br> If you two are looking at early retirement or to become financially independent, check out these resources. <br> <br> * <a href="http://www.frugalwoods.com/2015/11/09/why-we-dont-micromanage-our-money/">Why We Don’t Micromanage Our Money</a><br> * <a href="http://couplemoneypodcast.com/financial-independence-and-parenthood/" rel="bookmark">Financial Independence and Parenthood</a><br> * <a class="search-title" target="_blank" href="http://www.frugalwoods.com/2015/08/05/the-joy-that-comes-when-less-is-enough/" rel="noopener noreferrer">The Joy That Comes When Less Is Enough</a><br> * <a href="http://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-math-behind-early-retirement/">The Shockingly Simple Math Behind Early Retirement</a><br> * <a href="http://wealthyturtle.com/seven-characteristics-of-the-millionaire-next-door/">Seven Characteristics of The Millionaire Next Door</a><br> * <a href="http://rootofgood.com/buying-a-used-car-cheap/">How To Score a $50 Car Payment For Life</a><br> <br> Jumpstart Your Marriage & Your Money<br> Stressed over money? Get the guide to building your wealth together!<br> <a href="https://couplemoney.com/book">Jumpstart Your Marriage and Your Money</a> is designed to get you two on an effective and easy system to dump your debt, save for your dreams, and become financially independent in four weeks!<br> Inside, you’ll learn how to:<br> <br> * Stop fighting about money. See how you two can get on the same page with your goals and have fun with money dates.<br> * Automate your budget & system. Stay on top of your money without stressing over every penny.
