Summary: Trying to sort through all the health insurance plans HR has given you? Find out how you can choose an affordable health insurance plan that covers your family’s needs! <br> Affordable Health Insurance for You<br> <br> Health insurance is a huge expense.<br> <br> Last year when we reviewed the health plan options, we found out that premiums were going up. again.<br> <br> No surprise there, but the amount did catch us off guard.<br> <br> If we were to stay with the ‘basic’ family plan we had, our monthly premiums would be almost the same as our mortgage payment!<br> <br> That seemed ridiculous.<br> <br> If you’re in the same boat – looking for an affordable health insurance plan that will cover your family’s needs, save this episode.<br> <br> <a href="https://michaeldinich.net">Michael Dinich</a> is back to help decipher and decode health plans so you two will be armed to make the best choice for you and your situation.<br> <br> In this episode we discuss:<br> <br> <br> * exactly how copays, coinsurance, deductibles, and more work so you know what coming out of your pocket and what’s covered<br> * compare how typical base plans work versus high deductible health plans<br> * the ins and outs of health savings accounts<br> <br> <br> Hope you enjoy!<br> <br> <br> Resources to Save Money on Healthcare<br> <br> Are you looking for more help with keeping health care within your budget? Here are some resources:<br> <br> <br> * <a href="https://michaeldinich.net/">Work with Michael</a>: He’s a certified financial planner who specializes in assisting families to navigate their health care options.<br> * <a href="https://couplemoney.com/insurance/how-to-save-money-on-your-health-insurance-and-expenses/">How to Save Money on Your Health Insurance and Expenses</a><br> * <a href="https://couplemoney.com/insurance/switching-high-deductible-health-plan/">Why We’re Switching to a High Deductible Health Plan</a><br> * <a href="https://michaeldinich.net/affordable-health-insurance/">Hack the Affordable Care Act Guide</a><br> * <a href="https://couplemoney.com/insurance/how-to-spend-less-on-insurance-each-month/">How to Spend Less on Insurance</a><br> * <a href="https://www.daveramsey.com/blog/how-to-save-money-on-health-insurance">Save Money on Health Insurance</a><br> * Best Budget and Money Apps: <a href="https://couplemoney.com/PersonalCapital">Personal Capital</a>, <a href="https://couplemoney.com/tiller">Tiller</a>, <a href="https://couplemoney.com/mint">Mint</a><br> * Automatic Saving: <a href="https://couplemoney.com/qapital">Qapital</a><br> * Free 401(k) Analysis:<a href="https://couplemoney.com/blooom"> blooom</a><br> <br> <br> <br> Support the Podcast!<br> Thank you so much for listening to the podcast!<br> <br> * Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.<br> * Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on <a href="https://itunes.apple.com/us/podcast/couple-money-podcast-build-your-marriage-wealth-together/id924656111?mt=2">Apple</a> or <a href="https://www.stitcher.com/podcast/elle-martinez/couple-money-podcast">Stitcher</a>.<br> * Grab a copy of <a href="https://couplemoney.com/book">Jumpstart Your Marriage and Your Money</a>. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!<br> <br> <br> Music Credit<br> <br> Like the music in this episode? Our theme song is by <a href="https://www.youtube.com/user/gentleregime">Gentle Regime</a>. Additional music by <a href="https://leerosevere.bandcamp.com/">Lee Rosevere</a>.<br> <br>
